how to close on a house faster

How to Close on a House Faster in 5 Easy Steps

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I'm a twin cities Realtor who loves helping you become the expert in your own real estate transactions through education & empowerment.

Hi! I'm Jenna.

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how to close on a house faster

Knowing how to close on a house faster is quite frankly a job for the experts in the field but I’m revealing the secrets here so that you are over-prepared for your next closing!

๐™Ž๐™๐™ค๐™ง๐™ฉ๐™š๐™ฃ ๐™ฉ๐™๐™š ๐™ž๐™ฃ๐™จ๐™ฅ๐™š๐™˜๐™ฉ๐™ž๐™ค๐™ฃ ๐™ฅ๐™š๐™ง๐™ž๐™ค๐™™

Shortening the amount of time you have to get inspections done will speed up the process by 3-7 days.  This not only speeds up the process, but can be the reason your offer is accepted in the first place. Since sellers get really nervous about inspection results, shortening this timeline is a win-win.

๐™‹๐™ง๐™š-๐™Ž๐™˜๐™๐™š๐™™๐™ช๐™ก๐™š ๐™ฎ๐™ค๐™ช๐™ง ๐™ž๐™ฃ๐™จ๐™ฅ๐™š๐™˜๐™ฉ๐™ž๐™ค๐™ฃ

I’m not talking about a seller getting an inspection before the home hits the market; that’s another blog post for another day.

Pre-scheduling your inspection as a buyer means, after youโ€™ve written your offer, before you deliver it to the seller, get your inspection scheduled for the first day of your inspection period. 

In the Twin Cities area home inspectors get booked up quickly and waiting a day or two for the offer to be delivered, negotiated, and accepted before you call your inspector means you’re even further down the cue on his appointment list.

By pre-scheduling your home inspection you could potentially wrap up your inspection period even faster than expected.  This can shave 2-5 days off of your closing timeline.  Be sure the highlight in your offer the fact that the home inspection has been pre-scheduled – like I said, this is a huge plus for sellers.

๐˜ฟ๐™ง๐™ค๐™ฅ ๐™ค๐™›๐™› ๐™ง๐™–๐™™๐™ค๐™ฃ ๐™—๐™š๐™›๐™ค๐™ง๐™š ๐™ž๐™ฃ๐™จ๐™ฅ๐™š๐™˜๐™ฉ๐™ž๐™ค๐™ฃ

If youโ€™re having a radon test done in addition to your home inspection, have the inspector drop off the test kit 2 days prior to the home inspection. 

You’ll want do this because radon tests take 2 days to complete their testing, and this way your results will be ready on the day of inspection as opposed to eating up another 48 hours after inspection day waiting for results. 

This shaves another 2 days off your closing timeline. Again, make it clear to the sellers that you’re doing this – this will help alleviate some of the stress they’re experiencing anticipating the inspections.

๐™ƒ๐™ž๐™ง๐™š ๐™– ๐™œ๐™ค๐™ค๐™™ ๐™ก๐™š๐™ฃ๐™™๐™š๐™ง 

“Good” is a relative term so let me break it down for you. Having a reputable lender who has a dependable team with a proven track record of on time closings is absolutely vital. 

Ask your Realtor and your Title Company for lenders who are notorious for having flawless closings.  Go with those types of lenders. 

I’d also recommend you choose a local lender with a good reputation. Sometimes sellers are weary of large online only institutions.

Aside from the lending institution, being comfortable with the loan officers personality and communication style is really important if you’d like to enjoy the process along the way.

๐™๐™š๐™จ๐™ฅ๐™ค๐™ฃ๐™™ ๐™ฉ๐™ค ๐™ก๐™š๐™ฃ๐™™๐™š๐™ง ๐™ง๐™š๐™ฆ๐™ช๐™š๐™จ๐™ฉ๐™จ ๐™ฅ๐™ง๐™ค๐™ข๐™ฅ๐™ฉ๐™ก๐™ฎ

When your lender asks for random documents during the underwriting process (and they will) itโ€™s paramount that you get those to them asap.  Just one day of delay on your end, could mean 3 days delay on their end.

I hope this information was helpful – it’s always my intention to educate and empower you to make the best real estate decisions for you.

If youโ€™re ready to start your home search, reach out! I can set up your home search in minutes. 

Have a home to sell?  Start here & Iโ€™ll email you a free home valuation

You can find more helpful information on my YouTube Channel At Home in Saint Paul.

Jenna Martindale
January 9, 2023

How to Close on a House Faster in 5 Easy Steps

how to close on a house faster

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